Real-Time Online Quoting

We are excited to offer our preferred brokers and retail agent the opportunity to access XYZ NOW, a small business program that is simple to use and cost effective for you and your clients.

Admitted coverage offered in 49 states and the District of Columbia, this system allows you to QUOTE, BIND and ISSUE online with support from XYZ’s service center.

In addition, you get support from Besnard Specialty’s Risk Management Team to ensure your client can better manager their long-term insurance costs through lower claims volumes and improved claim outcomes.

Some Benefits:

  Broad Appetite: same-day E&O, GL and BOP coverage for over 180 professions   Instant Binding: quote and bind in minutes, policy docs emailed immediately

  New ventures welcome: we insure brand new business Direct Bill: XYZ handles all servicing and billing

  Competitive Premiums: E&O starts at $270 with no fee monthly payment plans   Dedicated Support: Available Monday–Friday from 8am–10pm ET

  ‘A’ Rated: XYZ Insurance Company Inc. is ‘A’ rated (Excellent) by A.M. Best   Automatic Renewal: earn commission for the lifetime of coverage

 

Professional Liability

General Liability

Business Owners Policy

Coverage for Errors and Omissions (E&O) that occur or are alleged to have occurred in the course of providing professional services. Coverage for claims of bodily injury, associated medical costs and damage to property on or off premises. Coverage for claims of bodily injury, associated medical costs and damaged property (GL) plus coverage for business equipment at up to five different office locations, including accidental damage.

  Claims of negligence, even if your client hasn’t made a mistake   Covers liability for property damage or bodily injury to 3rd parties   Covers liability for property damage or bodily injury to third parties and business property

  Claims for libel and slander arising from your client’s services   Covers employees and temporary staff   Up to $ 2 million occurrence limit online ($4 million on request)

  Awarded damages and legal defense costs   Up to $ 2 million occurrence limit online, ($5 million on request)   Crime, data liability, and HNOA upgrades available

  Up to $2 million aggregate limit online, ($5 million on request)   Optional Add-on: Business Property & Equipment Coverage*
– Covers loss or damage to computer equipment or contents
– Claims settled at replacement costs
– Up to $25,000 coverage limit