Real-Time Online Setup/Quoting

We are excited to offer our preferred brokers and retail agent the opportunity to access Hiscox NOW, a small business program that is simple to use and cost effective for you and your clients.

Admitted coverage offered in 49 states and the District of Columbia, this system allows you to QUOTE, BIND and ISSUE online with support from Hiscox service center.

In addition, you get support from Besnard Specialty’s Risk Management Team to ensure your client can better manager their long-term insurance costs through lower claims volumes and improved claim outcomes.

Broad Appetite: same-day E&O, GL and BOP coverage for hundreds of professions	Instant Binding: quote and bind in minutes, policy docs emailed immediately
New ventures welcome: we insure brand new business	Direct Bill: Hiscox handles all servicing and billing
Competitive Premiums: E&O starts at $270 with no fee monthly payment plans	Dedicated Support: Available Monday–Friday from 8am–10pm ET
‘A’ Rated: Hiscox Insurance Company Inc. is ‘A’ rated (Excellent) by A.M. Best	Automatic Renewal: earn commission for the lifetime of coverage

Professional Liability	General Liability	Business Owners Policy
Coverage for Errors and Omissions (E&O) that occur or are alleged to have occurred in the course of providing professional services.	Coverage for claims of bodily injury, associated medical costs and damage to property on or off premises.	Coverage for claims of bodily injury, associated medical costs and damaged property (GL) plus coverage for business equipment at up to five different office locations, including accidental damage.
Claims of negligence, even if your client hasn’t made a mistake	Covers liability for property damage or bodily injury to 3rd parties	Covers liability for property damage or bodily injury to third parties and business property
Claims for libel and slander arising from your client’s services	Covers employees and temporary staff	Up to $ 2 million occurrence limit online ($4 million on request)
Awarded damages and legal defense costs	Up to $ 2 million occurrence limit online, ($5 million on request)	Crime, data liability, and HNOA upgrades available
Up to $2 million aggregate limit online, ($5 million on request)	Optional Add-on: Business Property & Equipment Coverage* – Covers loss or damage to computer equipment or contents – Claims settled at replacement costs – Up to $25,000 coverage limit